• 26 OCT 16
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    October 26, 2016 – Meeting Minutes

    October 26, 2016 – Meeting Minutes

    Attendance: 16 members, 7 guests

    Leader: Carol Kearney

    Spotlighter: Greg Simmons

    On Deck: Mark Moore

    Great showing for today’s meeting.

    Action Points

    • We are looking to do a “Wrapping Party” again for Mobile Hope as part of our Service outing.
    • We have decided to not meet the Wednesday before Thanksgiving.
    • Reminder that all meetings will follow the Loudoun County Public School weather schedule.

    Spotlighter: Greg Simmons

    • Greg has been in the mortgage business for 15 years
    • He worked his way through the industry starting in the post-closing department and working his way up to becoming a loan officer.
    • He has been originating his own book for a little over 2 years now.
    • Licensed in 4 “states”: VA, MD, DC, and NC
    • www.greglends.com

    The Home Buying Process:

    1. Know your credit score
    2. What is a comfortable monthly payment
    3. Save for a down payment
    4. Get pre-approved
    5. Meet with a realtor – find a house and write a contract
    6. Ratify a contract
    7. Review and sign loan disclosures
    8. Home inspection
    9. Loan Processing/Underwriting
    10. Appraisal
    11. Closing disclosure
    12. Settlement/Closing

    Upcoming Events:

    Guests:

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